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What are the conditions of participation? Open or close
You must be at least 18 years old have job stability and a minimum Have a minimum income of 1000 € / month. Among the documents to be submitted.
- Copy of identity card or invalid passport (Recto - Verso)
- Home support for less than 3 months (electricity water or gsm bill etc.)
- Proof of income (optional)
- RIB in your name (bank card) or IBAN.
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How do I apply for a loan? Open or close
You can apply directly online securely via this link "Credit request" Or by sending your information by e-mail: " [email protected]".
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How much can I borrow? Open or close
The amount of the loans ranges between 3.000 and 30.000.000 Euro in increments of 500 Euro. However the maximum loan amount for each borrower is calculated according to his credit capacity.
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Can I request more than €30.000.000? Open or close
Yes if it is a professional loan mortgage or investment..
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What are the fees associated with the transaction? Open or close
Registration fees: The application fees can be 1% of the borrowed capital. On average between 150 and 3.000 Euro they cover the work required to create your file. If your case is not difficult you can easily benefit from a discount of up to 50%. If you have the profile of the perfect borrower you can remove the application fees immediately..
Each credit institution sets its management fees there are no regulated prices. This means that they are therefore negotiable! Do not hesitate to ask for a discount especially if you find that the fees offered by other institutions are lower..
However in the event of a loan denial banks generally do not pass on the administrative costs to you. However we undertakes to pay them within a maximum of 48 Hours to be reimbursed in full.
Notary fees: Notary fees include several items including the various taxes collected by the notary on behalf of the state the various advance fees (disbursements) on behalf of the customer plus his remuneration (emoluments). They are the responsibility of the buyer of the loan..
Contrary to what many think the loan contract between a professional lender and any person is always written by a notary. Only the contract for a loan between people of the same family can be written at home without going through a notary office. -
How is the signing of the offer? Open or close
It remains only to sign! Pages and pages to initialize ... and return within the deadlines. You can make your offer in fact 3 Keep days before returning it to our organization. This is a final period of reflection since taking out a loan is a long-term commitment.
Three days later the papers are signed and sent. You will finally smile at the happiness. -
Who is eligible for a loan? Open or close
Anyone eg Self-employed already bankrupt poor credit rating exercise notice bank ban unemployed to abstain.
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How to deposit the funds in your account? Open or close
We pay only the capital borrowed by bank transfer to the client's account.
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How are the payments made? Open or close
Payments are made only by direct debit from the account.
In conclusion it is necessary to count a first day for studying your file and a second day for signing the contract and a third day for transferring the amount of money to your account.
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